Grade 1
Money in tiny hands: Learning Coins and Notes
Students will explore money, how to earn, spend, save and learn simple ways to make smart choices
Key Topics
- •Recognize coins, notes and cards
- •Learn how we get money
- •Know the difference between needs and wants
- •Understand buying and selling
- •Learn the importance of saving
- •Know how banks keep money safe
Grade 2
Understanding Money
Students will learn what money is, how it is earned and spent, how to save, and how to make smart choices with money
Key Topics
- •Recognize notes, coins, plastic money, and e-money
- •Learn how money is earned and spent
- •Know the difference between needs and wants
- •Understand affordable vs. expensive items and smart shopping
- •Learn how to save and share money
- •Know what a bank is and how it helps
- •Learn safe use of digital money
Grade 3
Everyday Money Skills: Earning, Spending, Saving, and Shopping
Students learn that different countries use different currencies. They understand money is earned and used in daily life and in the community
Key Topics
- •Learn about currencies
- •Know types of money: cash, cards, and scan & pay
- •Learn what money is for: earn, spend, save, and share
- •Understand needs and wants to make smart shopping choices
- •Learn how to save and set saving goals
- •Know where to save money and how banks keep it safe
Grade 4
Young Earners and Spenders: From Income to Smart Shopping
Students will learn how to make smart money choices by understanding income, expenses, saving, budgeting, and responsible spending
Key Topics
- •Know the difference between needs and wants
- •Learn about income (money we get) and expenses (money we spend)
- •Identify goods (things) and services (help people give)
- •Track money, plan spending, and choose needs first
- •Learn to be a smart shopper
- •Learn safe ways to pay with cash, cards, and UPI
Grade 5
Scam Shield Heroes: Your First Steps Into the World of Banking & Digital Money
Students will learn where money comes from, how banks help us, and how to stay safe while using digital payments
Key Topics
- •Learn how money is made
- •Understand what banks do and how to use a bank account
- •Know how digital money, cards, and UPI work
- •Learn how to stay safe from scams
- •Understand loans and EMIs in a simple way
- •View the transition, pros, and cons of traditional banking and modern banking